OwnRate

Methodology & data sources

Transparency is the point of this site. This page documents exactly where every number comes from and how each derived figure is calculated, so you can reproduce or challenge it. Data as of June 2026.

Data sources

SourceWhat we use it forLicense
EPA / DOE FuelEconomy.gov Per-vehicle combined MPG / MPGe, electricity use (kWh/100mi), EPA estimated annual fuel cost, all-electric range and tailpipe CO2 (2023–2027 model years). U.S. public domain
EIA — gasoline prices National-average gasoline price used as the default in the calculators and derived cost-per-mile figures. U.S. public domain
EIA — electricity prices National-average residential electricity price used for EV/PHEV energy cost. U.S. public domain

We snapshot the EPA dataset and commit it as static JSON; we do not call any API at request time. If a model has no real EPA figure, we omit it rather than estimate one. For each model we publish the latest EPA model year available and a representative mainstream trim (the median by annual fuel cost), so figures reflect a typical configuration, not an outlier performance or stripped-out trim.

Default prices & driving assumptions

You can override the prices and mileage in every calculator; the defaults are only a starting point.

Formulas (all derived figures)

The 5-year cost-to-own estimate (important)

The cost-to-own total combines four lines. Only the first is EPA data:

These three non-fuel lines are not model-specific data. They are transparent, typical-range placeholders so you can compare vehicles on a like-for-like basis and see the shape of total cost (depreciation usually dominates). Real depreciation, insurance and maintenance vary enormously by trim, location, driver, mileage and market. Use the cost-to-own calculator to replace them with your own quotes. We label these as estimates everywhere they appear.

How calculations run

All calculators run entirely in your browser using the formulas above. We do not store your inputs and the site sets no tracking cookies of its own.

Limitations

EPA ratings are standardized lab estimates; real-world MPG/MPGe and range vary with driving style, weather, terrain and conditions. Fuel and electricity prices are volatile national averages — your local price will differ. Cost-to-own figures are estimates for comparison, not quotes or financial advice. Always verify against the primary EPA source and get real quotes before making a purchase. See our disclaimer.